We sell property in the in Darlington, Stockton-on-tees, & Surrounding villages. Please click to start the search for
your new property, although our stock changes daily you
should contact us for current availability or to register
your requirements.
- We send details by Post, Email, & SMS Text Messaging
- Please find below a Step By Step Guide to buying your
Home
Your Step By Step Planner
1. Register with Northgate Estate Agents Our Staff need as much information as possible about the
type of property you are looking for, to help them find
your ideal home. You can either:
2. Mortgage It is advisable to get a mortgage agreed in principle.
By having a mortgage agreed in principle, the whole process
will be a lot quicker.
Our recommended broker,
has access to the whole of the market.
- Contact us to day
for and appointment. 01325 285360
- 01642 676532
Your home may be repossessed if you do not keep up repayments on your mortgage.
3. The search begins
With a clear understanding of your requirements we will
access all properties that match your criteria. Full details
of this selection will be available to you Online or
sent by Email, SMS or Post. However, in order to secure
a property, we recommend an early viewing,we can arrange
appointments at times that suit you, including weekdays,
evenings and weekend.
4. Making an offer Once you've found a suitable property, we'll put your
offer forward to the seller, both verbally and writing.
Any offer is subject to a contract being signed. There
are no legal obligations on either side until the contract
is signed. 5. Sale Agreed Once the offer is agreed, an official apllicationcan be
made for a mortgage. if you use our recommended broker,
they will place you with
the best lender, make
arrangements for a survey, & you will be able
to take up our free Buyer's protection Insurance - contact
us for more information.
A solicitor will be required to handle the legal
paperwork involved (conveyance). We can recommend a selection
who we trust to provide good advice and value.
6. Draft Contract This is drawn up buy the sellers solicitor and sent to
your solicitor, who will raise some preliminary enquiries. 7. Survey A survey is carried out on the property by a surveyor
on behalf of the mortgage lender. If no mortgage is requied
(cash purchase) this is optional, but we always recommend
you have a survey carried out to identify any structural
problems and advise on the property's' value. 8.Local Authority Search Your solicitor will submit a local authority search to
the local borough council. This will reveal, for example,
planning consents granted for the property and any local
issues. Results of the local search take 7 to 10 working
days. 9.Formal mortgage offer This document will be sent to your solicitor for you to
sign. Once signed and returned your mortgage is in place
and you are ready to exchange contracts. 10. Exchange of contracts Once results of the local search and answers to the preliminary
enquiries are received, the draft contract is approved
by your solicitor. Providing there are no further enquiries,
the contract is signed by you and the seller. The deposit
(usually 10% of the purchase price) is telegraphically
transferred or paid by the buyer's solicitor in the form
of a banker's draft. The completion date is set. 11. Completion This is generally set a few days to a few weeks after
exchange of contracts, depending on each parties' personal
requirements. Residual monies are now transferred from
your solicitor to the seller's' solicitors account. Once the monies reach the sellers solicitors account we
can release the keys. Congratulations, you are now the legal owner of your new
home!
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